http://www.norwoodnews.org/id=6806&story=be-healthy-wednes…/
(This was written March 22,2012)
Can a couple live in New York City on $1,159 a month?
Please see the article above...
That's what Gov. Cuomo expects those of us who are caring for an ill
spouse at home to do. Let me tell ya something, in New York State, we
can't. But we may have to if we have Medicaid in place for the spouse
who is ill. In our case, of course it is due to Alzheimer's Disease.
To get some background I will quote from the article: " For years,
those caring for an ill, disabled or elderly spouse at home through the
public insurance program have been able to protect their savings through
a provision known as spousal refusal — which allows someone to separate
their income and assets from their partner who needs care in order to
meet the strict income limits required by Medicaid."
That was part of our estate planning. I knew that I would have to do that.
One way to avoid this would be for me to divorce my wife Valerie. I
won't do that. It is a holy sacrament and I will not break my vows for
this Governor or anybody else. But that is the gun that may be pointing
at my head. Do it, or else.
We are already near poverty, I lost my job and our savings are gone because of the cost of this disease.
They say that this will save millions of dollars and will help to fight
fraud. Let me just say if you go after the folks who are involved in
the fraud, prosecute them, then those of us who need the help will get
it without all this nonsense. And if we force people into facilities,
that is going to cost even more! So how does that save money?
I
personally was investigated for fraud after I had applied for Medicaid
for my wife. We had not yet even been approved for Medicaid yet. But
someone in the government thought we had and wanted to investigate me
for fraud. How about the government getting their act together first and
go after those who are really defrauding the system. It seems that we
who are doing what we can for those we love are being treated as
criminals because the government does not have the capacity to go after
the real criminals. That is prejudice.
We went through the whole
medicaid re-certification process and Valerie was approved. I spoke to
the guy from Medicaid about the "Spousal Refusal" and sent them all the
documents they requested. A higher spend down was calculated and they
want to "meet" with me about the "Spousal Refusal" form I filled out.
Yes again.
Funny how people were telling me over and over again,
just get Medicaid and everything will be fine. And one of these friends
actually works in a local government office here in NYC. How much
people don't know or understand about all of this is scary. It is not
easy, and no, everything is NOT going to be ok, which is why I didn't
want to go down this road until I had to. Then I had to.
This is part of the budget process here in New York that from what I understand, should be completed by April 1 of this year.
So my future may look like this... Divorce Valerie or live in poverty.
Decide to not have Medicaid and care for her without any help. Or just
put her in a Nursing Home. But I want to care for her, and have some
help at home. Is this really asking all that much? Why am I, and my
wife being punished and put through every ringer in the book because I
have the audacity to actually want to care for my wife?!
The
easiest thing for me to do is just place Valerie in a Nursing Home. Why
don't I just do it? I don't have a criminal nature, but those that do,
will probably still get away with their crimes. It seems however, that
the real crime against the state, is doing all you can to care for your
loved one at home. I put my job on the line for my wife. I eventually
lost it. I've put everything on the line for my wife, and couldn't care
less if I lost all the material things I own as long as I can care for
my wife and give her the dignity she deserves to let her live in her
home as long as possible. Why is this considered so wrong?
And
why are there so many barriers in our system that make me jump through
hurdle after hurdle to do right by my wife? For those who cannot care
for someone at home, ok, there may be the need to put them in a facility
because there is no other choice. But what about those of us who want
to do it, who just need some help? I'm not saying it is easy. It is
hard. So? Many things in life are hard, are we just going to give up?
I mean really, Mr. Coumo, would it be easier for you if we simply both
committed suicide? That is not as an outlandish question as it seems,
but that's what would save money in the budget now wouldn't it?? Again,
that is not something I would ever consider, but the amount of crap I
have had to go through just isn't right. And if I have to, I will let
them drag my butt to court. This has got to stop! What are they going to
do when there are more millions of people in the next 10 to 15 years
who will be diagnosed with Alzheimer's Disease and will need help? I
mean do you want to just kill them all? Don't think that is not a
serious question, as it is the logic of their position and their
insensitive manipulation of the common citizen.
All of this takes me away from caring for my wife. I hate that!